UAN अकाउंट में आधार, पैन और बैंक KYC कैसे अपडेट करें (2026)How to Update Aadhaar, PAN and Bank KYC in UAN Account (2026)

Key Features

• KYC is updated on the EPFO Member Portal under Manage → KYC. There is no fee.
• You can add Aadhaar, PAN, bank account and other documents such as passport, driving licence, voter ID or ration card.
• Most requests show “Pending for employer approval” first. After the employer approves, Aadhaar is checked with UIDAI.
• In some cases a bank account can be updated directly by the member, when the UAN is active and linked with the updated Aadhaar.
• Approval usually takes a few days after the employer acts. Delays happen when the employer does not approve.
• A verified bank account is needed for online EPF claims. A linked PAN also helps avoid a higher TDS on early withdrawals.

What You Need

• An activated UAN and your UAN password.
• Your Aadhaar number, PAN, and bank account number with IFSC. The bank account must be in your own name.
• The name and date of birth should match across Aadhaar, PAN and your UAN record.
• Your mobile number registered with UAN, for OTP verification.

Process: Update KYC Online

1. Log in to the EPFO Member Portal (unifiedportal-mem.epfindia.gov.in) with your UAN, password and captcha.
2. Go to the Manage tab and select KYC.
3. A list of documents appears: Aadhaar, PAN, bank, passport, driving licence and more. Tick the box of the document you want to add or update.
4. Enter the details. For bank, enter the account number and IFSC. For PAN, enter the PAN number exactly. For Aadhaar, enter the 12-digit number and name as in Aadhaar.
5. Click Save. The status shows “KYC pending for approval”.
6. Your employer verifies the request. The status changes to “Approved by employer” and, for Aadhaar, later “Verified by UIDAI”.
7. Once approved, the document appears under Digitally Approved KYC.

How to Check Your KYC Status

• Log in and open Manage → KYC. The approved documents are listed there with their status.
• Open View → UAN Card to see which details are linked.
• Make sure Aadhaar, bank account and IFSC all appear before you file any claim.

Common Problems and Solutions

• Name or date of birth mismatch: Correct the record first. A Joint Declaration Form can be used to fix a mismatch between EPFO records and Aadhaar.
• Request stuck at “pending for employer approval”: Remind your employer (HR) to approve it. If it stays pending for long, raise a grievance on the EPFO portal.
• Bank details rejected: The account number or IFSC may be wrong, or the account may not be in your name or may be dormant. Re-enter with the details printed on your passbook or cheque.
• Aadhaar not verified: Check that the Aadhaar number and name are exact and that your Aadhaar mobile is active.
• Portal error or timeout: Clear the browser cache, try another browser or retry at a quieter time. KYC is best done on the portal rather than the app.

Important Points