How to Add Nominee in UAN (PF) Account Online: e-Nomination Process (2026)
A nominee is the person who gets your PF, pension and insurance benefits if something happens to you. Without a nominee, your family may have to go through a longer process to claim. EPFO lets you add or change a nominee online with an Aadhaar e-sign. This guide explains what you need, the step-by-step process, and how to fix common errors.
Key Features
- e-Nomination is done on the EPFO Member Portal under Manage → E-Nomination. It takes about 10 to 15 minutes and is free.
- It needs an activated, Aadhaar-linked UAN and a mobile number linked with Aadhaar for the e-sign OTP.
- You can add more than one nominee, and their shares must add up to exactly 100%.
- Once e-signed, the nomination is registered with EPFO and no physical document is needed. The same family details are used for EPS pension.
- A new nomination replaces the earlier one, so re-enter the old nominees if you want to keep them.
- EPFO's portal says filing a nomination is mandatory under the EPF Scheme, 2026. Update it after marriage or the birth of a child.
What You Need
- Activated UAN linked with Aadhaar, and your UAN password.
- Aadhaar-linked mobile number that is active, for the e-sign OTP.
- Your own profile photo uploaded, and your name, date of birth and gender matching Aadhaar.
- For each family member or nominee: Aadhaar number, name as per Aadhaar, date of birth, gender, relationship, address, a scanned photo (JPG or JPEG, within the size limit) and bank account number with IFSC.
- For a nominee who is a minor: the guardian's details.
Process: Add or Update Nominee Online
- Log in to the EPFO Member Portal (unifiedportal-mem.epfindia.gov.in) with your UAN, password and captcha.
- Go to the Manage tab and select E-Nomination.
- On the Provide Details page check your details and click Save.
- Under Family Declaration choose Yes if you have a family, and click Add Family Details.
- Enter each person's Aadhaar number, name, date of birth, gender, relationship, address and bank details and upload the photo. Repeat for every nominee, then click Save Family Details.
- Click Nomination Details, choose the nominees and enter each share in percent. The total must be exactly 100%. Click Save EPF Nomination.
- Click E-Sign. An OTP is sent to your Aadhaar-linked mobile. Enter it to complete the nomination.
- To check, open Manage → E-Nomination again and view the nomination history.
If You Have No Family
- If you do not have a family as defined under the EPF rules, choose the option that lets you add a non-family nominee while submitting the nomination.
- Your family or nominee details are also used for EPS pension. Keep them correct and current.
When to Update the Nomination
- After marriage or the birth of a child.
- After the death of a nominee or a change in family.
- When a nominee's bank account details change.
- If you want to change the share percentages.
- You can update the nomination any number of times. Each update needs a fresh Aadhaar OTP e-sign.
Common Problems and Solutions
- Shares do not total 100%: This is the most common error. Adjust the percentages so they add up exactly.
- Profile shows incomplete: Your own photo may be missing, or name, date of birth or gender does not match Aadhaar. Correct the profile and upload a photo first.
- Photo upload fails: The file may be too big or in the wrong format. Resize it and save as JPG or JPEG.
- Aadhaar validation error: The nominee's details do not match UIDAI records. Enter the name and date of birth exactly as in the nominee's Aadhaar.
- E-sign OTP not received: The mobile may not be the Aadhaar-linked one. Update the mobile in Aadhaar or use the physical route.
- Cannot use online e-nomination: EPFO also provides Form 2 for a physical nomination, submitted through your employer. Aadhaar-linked UAN is needed for the online route.
Important Points
- Do not share your UAN password, Aadhaar number or OTP on third-party websites.
- Keep nominee details accurate, since outdated details can delay a family's claim.
- e-Nomination is free. Do not pay any agent for it.
- Procedures can change. Check the EPFO website or UMANG app for the latest.
Need Help?
If you need help with e-nomination, Aadhaar linking, or fixing profile and KYC details in your UAN, contact Emitrawala.com. Our team will be happy to help you.
Contact on WhatsApp Call: +91 94606 26065