Indira Mahila Shakti Udyam Protsahan Yojana
This scheme helps women of Rajasthan start their own business with a loan of up to ₹50 lakh for individual women and ₹1 crore for self-help groups, along with margin money support.
Latest Update
- Status: Applications are taken online through the Rajasthan SSO portal. Check the official portal for the current open or closed status.
- Dates: Add the latest start and last dates here after confirming on the portal.
- Note: Registration through Jan Aadhaar or Google is needed before applying.
Scheme at a Glance
| Item | Details |
|---|---|
| Department | Government of Rajasthan |
| Who | Women entrepreneurs and women self-help groups |
| Loan limit | ₹50 lakh (individual), ₹1 crore (self-help group) |
| Margin money | 25% of loan (30% for special categories), maximum ₹15 lakh |
| Collateral | Not needed up to ₹10 lakh loan |
| Apply mode | Online through SSO portal |
Key Benefits
- Loan up to ₹50,00,000 for an individual woman.
- Loan up to ₹1,00,00,000 for self-help groups.
- Margin money 25% of sanctioned loan; 30% for SC/ST, widows, abandoned women, violence victims and disabled women. Maximum ₹15 lakh.
- No collateral security up to ₹10 lakh as per RBI guidelines.
- Loans above ₹10 lakh can be linked with CGTMSE; the fee is paid by the beneficiary.
- Loan for workshop or building construction up to 20% of the project cost; land value is not counted.
- For trading business (wholesale or retail), the maximum loan is ₹10 lakh.
Who Is Eligible
- Age 18 years or more.
- Permanent resident of Rajasthan.
- Self-help group or cluster/federation must be registered with a state department; clusters and federations must be registered under the Cooperative Act.
- Not eligible: family (husband, wife, minor children) who took another central or state employment or grant scheme in the last 5 years.
- Not eligible: family member who is a defaulter of any bank or financial institution.
- Not allowed activities: meat, liquor and intoxicant products, explosives, transport vehicles with on-road price above ₹10 lakh, non-recyclable plastic, and any banned activity.
Documents Required
- Aadhaar card
- Address proof
- Bank account statement
- Passport size photo
- Mobile number
How to Apply
- Register: Open the official portal and click Register. You will reach the SSO page; choose Citizen.
- Choose Jan Aadhaar or Google. For Jan Aadhaar enter the number, select your name, send OTP, enter OTP and verify.
- For Google, enter Gmail ID and password, open the SSO link, create a password, add mobile number and register.
- Apply: Open the portal, read the instructions, click Apply, press Alert and log in on SSO.
- Click Apply for Scheme and fill the 7-step form: general details, applicant details, workplace details, project description, proposed financial institution, ranking basis, document upload and declaration.
- Check all details and submit. Save the acknowledgment.
Important Government Links
Use these official sites for forms and updates. Links may change, so verify on the portal.
Frequently Asked Questions
Is collateral needed?
- No, not for loans up to ₹10 lakh.
Can a self-help group apply?
- Yes, registered groups can get up to ₹1 crore.
Can I take a loan for buying land?
- No, land value is not included in the project cost.
Disclaimer
- Emitrawala.com is not a government website. This page is for information only and is written in our own words.
- Rules, amounts and dates can change. Always confirm on the official portal or at the concerned office before applying.
- Do not pay anyone extra for a government benefit. Apply only through official channels.
Need Help?
If you need help with the form, documents or formalities for this scheme, contact Emitrawala.com. Our team will be happy to help you.
