Micro Irrigation Fund (MIF): Rs 5,000 Crore Fund for Drip and Sprinkler Irrigation
The Micro Irrigation Fund is a Rs 5,000 crore fund with NABARD under PMKSY. States borrow at a lower rate to give farmers extra subsidy on drip and sprinkler systems, on top of the 55% / 45% central subsidy.
Latest Update
- Status: Marked open in our source (2024). Individual farmers usually get benefit through their state's PMKSY micro irrigation scheme, not directly from NABARD.
- Who applies for the fund: FPOs, cooperatives, water user associations and state agencies, not single farmers.
- Note: Ask your district agriculture or horticulture office for the current state top-up subsidy.
Scheme at a Glance
| Item | Details |
|---|---|
| Scheme name | Micro Irrigation Fund (MIF) |
| Fund size | Rs 5,000 crore with NABARD |
| Under | PMKSY - Per Drop More Crop |
| Run by | Ministry of Agriculture and Farmers Welfare with NABARD |
| State loan | 3% below NABARD cost of funds, repaid in 7 years |
| Central subsidy | 55% small/marginal farmers, 45% others |
| Apply mode | Proposals through State Level Sanction Committee |
Key Benefits
- Higher total subsidy on drip and sprinkler systems.
- Three years of free service after installation.
- Higher crop yield with less water.
- Lower labour, power and fertilizer cost.
- Reduces pressure on ground water.
- Helps rainfed areas get assured irrigation.
Who Is Eligible
- Small and marginal farmers get 55% central subsidy; others get 45% of the indicative unit cost.
- Fund loans go to states through FPOs, cooperatives, Water User Associations and state agencies.
- Cluster size: at least 20 hectares in North East and Himalayan states, 50 hectares in other states.
- Projects can include innovative, integrated and PPP models.
Documents Required
- Cluster or project proposal
- Group or organisation registration papers
- Land records of member farmers
- Bank details of the organisation
- Other papers asked by the State Level Sanction Committee
How to Apply
- Form or join an FPO, cooperative or Water User Association.
- Prepare a cluster-based micro irrigation project proposal.
- Submit it to the State Level Sanction Committee of PMKSY.
- The committee passes it to the Steering Committee for review.
- Approved projects are recommended to NABARD for loan.
- Projects are geo-tagged on the PMKSY Bhuvan platform.
Important Government Links
Use these official sites for forms and updates. Links may change, so verify on the portal.
Helpline and Contact
PMKSY supportsupport.pmksy-dac@gov.in
Kisan Call Centre1800-180-1551
NABARD011-25842836
Frequently Asked Questions
Can one farmer apply to NABARD?
- Not directly. Apply through your group or state PMKSY scheme.
Is there free service?
- Yes, for 3 years after installation.
How long do states take to repay?
- 7 years.
Disclaimer
- Emitrawala.com is not a government website. This page is for information only and is written in our own words.
- Rules, amounts and dates can change. Always confirm on the official portal or at the concerned office before applying.
- Do not pay anyone extra for a government benefit. Apply only through official channels.
Need Help?
If you need help with the form, documents or formalities for this scheme, contact Emitrawala.com. Our team will be happy to help you.
