Rajasthan Vidyarthi Suraksha Durghatna Bima Yojana: Financial Support for Student Accident Death or Injury
Under this Rajasthan Government scheme, eligible students receive an insurance payout if they die, lose a limb or suffer a serious injury in an accident. Depending on the education level, the claim can range from ₹50,000 to ₹2,00,000. Eligibility, amounts, documents and the claim process are explained here in simple words.
Scheme at a Glance
| Detail | Information |
|---|---|
| Scheme Name | Rajasthan Vidyarthi Suraksha Durghatna Bima Yojana |
| Started | 14 November 1996 |
| Implementing Department | State Insurance and Provident Fund Department (General Insurance Fund), Jaipur |
| Maximum Benefit | Up to ₹2,00,000 for death or total disability (higher education) |
| Beneficiaries | Students of government schools, plus students of covered colleges, universities, technical and higher education institutions |
| Application / Claim | Offline, using the prescribed claim form |
| Payment | Approved claim amount goes to the claimant's bank account |
How the Scheme Works
- A student is covered once enrolled in the institution. No separate registration is needed.
- The school collects a small insurance charge along with the student fund fee and sends it to the department. Older government instructions mention ₹10 per boy and ₹5 per girl for classes 9 to 12. Please confirm the current charge with your school.
- If the accident happens anywhere in India during the policy period, the benefit can be claimed.
- This amount is paid on top of any compensation received under other rules.
- For death in one policy period, the benefit cannot exceed the sum insured (100%).
Key Benefits
- A lump-sum payment to the family if a student dies in an accident.
- Payment for loss of a hand, leg or eye.
- Support for burn injuries, based on the percentage of body burned.
- Extra amount for hospital stays longer than 24 hours.
- Claim money sent straight to the bank account.
How Much You Can Get
| Situation | Nursery to Class 8 | Class 9 to 12 | College / University / Technical |
|---|---|---|---|
| Death in an accident | ₹50,000 | ₹1,00,000 | ₹2,00,000 |
| Loss of both hands, both legs, both eyes, or one hand/leg together with one eye | ₹50,000 | ₹1,00,000 | ₹2,00,000 |
| Loss of one hand, one leg or one eye | ₹25,000 | ₹50,000 | ₹1,00,000 |
| Total permanent disability from other injuries | ₹50,000 | ₹1,00,000 | ₹2,00,000 |
| Loss of hearing | ₹25,000 | ₹50,000 | ₹1,00,000 |
| Loss of thumb and fingers of one hand | ₹20,000 | ₹40,000 | ₹80,000 |
| Loss of thumb of a hand | ₹12,500 | ₹25,000 | ₹50,000 |
| Burns covering 50% or more of the body | ₹25,000 | ₹50,000 | ₹1,00,000 |
| Burns above 40% and below 50% | ₹20,000 | ₹40,000 | ₹80,000 |
| Burns above 30% and below 40% | ₹15,000 | ₹30,000 | ₹60,000 |
| Hospital stay of more than 24 hours due to accident injury (with certificate and medicine bills) | ₹5,000 | ₹10,000 | ₹20,000 |
Smaller fixed amounts apply for partial loss of fingers and toes (₹500 to ₹10,000 for classes 1 to 8). See the department guidelines for the full list.
Who Is Eligible
Eligible
- A student who is a native resident of Rajasthan.
- Students of classes 1 to 8 or 9 to 12 in government schools.
- Students of covered colleges, universities, technical or higher education institutions.
- A student whose name is on the institution's enrolment register on the day of the accident.
Please Note
- Death or injury caused by illness is not covered. Only accident-related loss qualifies.
- For private schools, confirm coverage with the institution and the department.
Documents Required
- Permanent residence certificate
- Prescribed claim form
- Copy of the FIR (where applicable)
- Letter certified by the head of the institution
- Copy of the challan showing the insurance charge was paid
- Bank account details or passbook
- Death certificate (only in case of death)
- Doctor's certificate, original medicine and test bills, and hospital discharge slip (in case of injury)
How to Make a Claim
- Report the accident to the school or institution at once and get a certified letter from the head.
- Collect the claim form from the State Insurance and Provident Fund Department office. The department has not listed an online application.
- Fill in every detail on the form correctly.
- Attach all the documents listed above.
- Submit the form at the department office and keep the receipt safe.
- After verification, an approved claim is paid into the bank account.
Update: New Shiksha Sanjeevani Bima Yojana
- The Rajasthan Government has also started a separate scheme called Shiksha Sanjeevani Bima Yojana. It is reported to offer accident cover of up to ₹1 lakh for the child and financial protection if a parent dies in an accident.
- It is being expanded in phases and is different from the scheme on this page. Ask your school whether it applies in your district.
Important Government Links
- State Insurance & Provident Fund Dept.
- School Education Dept., Rajasthan
- Rajasthan Sampark (Grievance)
- Jan Aadhaar Portal
Get the claim form and guidelines from the department office or website.
Helpline and Contact
SIPF Toll-Free Helpline1800-180-6268
Department Helpline0141-2740219
0141-2740292
0141-2740292
Emaildir-sipf-rj@nic.in
add.gis.sipf@rajasthan.gov.in
add.gis.sipf@rajasthan.gov.in
Office AddressBima Bhawan, Sawai Jai Singh Highway, Bani Park, Jaipur - 302006
Frequently Asked Questions
What is the highest amount payable?
- Up to ₹2,00,000 for death or total disability for higher education students, ₹1,00,000 for classes 9 to 12 and ₹50,000 for nursery to class 8.
Do I need to register separately?
- No. A student is covered on enrolment. You only need to file a claim if an accident occurs.
Where is the claim money paid?
- An approved claim is deposited into the claimant's bank account.
Important Notes
- Amounts, charges and rules can change over time. Check with the department or your institution before claiming.
- Emitrawala.com is not a government website. This page is for information only.
- Do not pay anyone to get a claim approved.
Need Help?
For help with the claim form, documents or Jan Aadhaar / Bhamashah issues, contact Emitrawala.com. Our team will assist you.
