Need a Pucca House in Your Village? PM Awas Yojana Gramin 2026: Rs 1.20 Lakh Help, Eligibility, Survey and How to Find Your Name
The Pradhan Mantri Awas Yojana-Gramin (PMAY-G) is a Central Government scheme that helps houseless families and villagers living in kutcha or dilapidated houses to build a pucca home. The scheme now runs till 2028-29 with a target of 2 crore additional houses. This guide explains in simple words how much help you get, who gets it, how the survey works and how to find your name.
Scheme at a Glance
| Point | Details |
|---|---|
| Scheme | Pradhan Mantri Awas Yojana-Gramin (PMAY-G) |
| Run by | Ministry of Rural Development, Government of India |
| Started | 1 April 2016 |
| Current phase | FY 2024-25 to 2028-29 |
| Total target | 4.95 crore houses (earlier 2.95 crore + new 2 crore) |
| Minimum house size | 25 sq m, including cooking space |
| How money is paid | Through DBT to an Aadhaar-linked bank or post office account |
| Official portal | pmayg.dord.gov.in |
How Much Financial Help Do You Get
| Support | Amount / Benefit |
|---|---|
| House in plain areas | Rs 1.20 lakh |
| North-East and notified hilly areas | Rs 1.30 lakh |
| Toilet (Swachh Bharat Mission-Gramin) | Up to Rs 12,000 |
| Wages | 90 or 95 days of unskilled wages for construction, linked with MGNREGA or the rural employment scheme running in its place |
| Bank loan | Up to Rs 70,000 depending on eligibility |
| Electricity, water, LPG | Through the rules of the related government schemes |
Who Is Eligible and Who Can Be Left Out
Families usually eligible
- A rural family that does not own a pucca house.
- Houseless, or living in a house with kutcha walls and roof having zero, one or two rooms.
- Has not received a pucca house under any earlier government housing scheme.
- Does not fall under any automatic exclusion condition.
- Name appears in the SECC-2011 data or the Awaas+ survey.
- Found correct in Gram Sabha and official verification.
Situations where a family can be excluded
- Owns a motorised three- or four-wheeler.
- Owns motorised three- or four-wheeler farm equipment.
- Kisan Credit Card limit of Rs 50,000 or more.
- A government employee in the family.
- A government-registered non-farm business.
- A member earning more than Rs 15,000 a month.
- A member pays income tax or professional tax.
- 2.5 acres or more of irrigated land, or 5 acres or more of unirrigated land.
How Selection Works
Unlike the urban scheme, simply filling a form does not get a house sanctioned. Selection follows a fixed sequence:
- Families are identified from housing-deprivation data recorded in SECC-2011.
- Eligible families that were left out are added through the Awaas+ survey.
- The survey records social, economic and housing details, along with geo-tagged photos of the current house and the construction site.
- An authorised surveyor checks self-survey data, and MGNREGA job card details are reviewed too.
- The list of eligible families is placed before the Gram Sabha.
- The final list is prepared after review by the appellate committee.
- Houses are sanctioned according to the state's target and priority order.
- After sanction, the beneficiary receives a registration number.
How to Do the Awaas+ Survey
An eligible family can be surveyed in two ways: an authorised surveyor of the Gram Panchayat visits the house and records details, or, where the facility is active, the family does a self-survey on the Awaas+ 2024 app.
Self-survey steps on the app
- Download the Awaas+ 2024 and Aadhaar Face RD apps from the official PMAY-G website.
- Log in using Aadhaar face e-KYC.
- Select state, district, block, gram panchayat and village.
- Fill in details of all family members and pick a woman member of the family as the likely beneficiary.
- Complete the Aadhaar face e-KYC of the selected beneficiary.
- Give bank account details (these can be added later if unavailable) and answer the house-related questions.
- Take geo-tagged and time-stamped photos of the house and the construction site.
- Check everything, accept the declaration and upload the survey.
Keep ready in advance
- Aadhaar numbers of all family members
- A working mobile number
- Bank or post office account details
- MGNREGA job card details
- Social and economic details of the family
- Details of the current house and the proposed construction site
How to Check the Beneficiary List and Status
PMAY-G lists are not issued in one nationwide PDF. The portal shows records by state, district, block and gram panchayat.
Using your registration number
- Open the beneficiary details page on the PMAY-G portal.
- Enter your registration number or Beneficiary ID and fill in the captcha.
- On submitting, you will see the beneficiary and house details.
If you do not have a registration number
- On the portal, pick state, district, block and gram panchayat in the panchayat-wise permanent waiting list and search for your name.
- Check the list of sanctioned beneficiaries displayed at your gram panchayat office.
How Instalments Are Released
- House assistance is sent by DBT directly to the Aadhaar-linked bank or post office account.
- Payment is tied to construction progress. At each stage, geo-tagged and time-stamped photos are uploaded through AwaasApp.
- The next instalment is released after verification.
- The number of instalments and the amount of each can differ by state, so do not assume one uniform figure for the whole country.
- Payment status can be tracked on the official portal using the registration number, PFMS ID or FTO number.
Rajasthan Snapshot
Rajasthan falls in the plain-area category, so eligible rural families here get unit assistance of Rs 1.20 lakh for the house. Cumulative position till June 2026:
| Status | Houses |
|---|---|
| Sanctioned houses | 24,31,970 |
| Completed houses | 19,94,840 |
| Sanctioned, construction pending | 4,37,130 |
Things to Keep in Mind
- Do not pay anyone to add your name in the survey or get a house passed.
- Do not share Aadhaar or bank details on unknown websites.
- Use only .gov.in websites and official government apps.
- PMAY-G is only for villages. City residents have a separate scheme, PMAY-Urban.
Important Links
Frequently Asked Questions (FAQ)
How much help is given in plain areas?
Rs 1.20 lakh for the house in plain areas. In hilly and North-Eastern areas it is Rs 1.30 lakh.
Will owning a bike or fridge stop me from getting a house?
No. A motorised two-wheeler and a fridge no longer disqualify you automatically, but all other eligibility conditions must be met.
Is there a direct online application for PMAY-G?
Generally no. Families are identified through SECC-2011 and the Awaas+ survey, followed by Gram Sabha verification.
Is money for a toilet given separately?
Yes, up to Rs 12,000 under Swachh Bharat Mission-Gramin.
What if my name is not in the list?
Search again with your registration number, then ask the gram panchayat or the development officer's office.
How much is each instalment and when does it come?
It depends on construction progress and verification, and may differ by state.
Note: This is based on public government information and news reports. Rules, amounts and survey dates can change, so please confirm with the official portal or your gram panchayat before acting. Emitrawala.com is not a government website.
